Funding Your Lap Band Surgery Cost
As weight loss surgery becomes increasingly common and features widely in news and general magazine stories, more and more people are exploring this form of weight loss for themselves. A person suffering with health issues related to morbid obesity gastric bypass or lap band surgery may be beneficial. Only you of course, in consultation with your doctor, can make that decision. Nowadays, as a result of the reduction in medical costs for conditions related to obesity, many insurers will cover at least part of the cost of weight loss surgery.
The decision to undergo weight loss surgery is not one to be taken lightly and many people are quite understandable concerned about just how much it will cost. The cost will often depend on the surgeon and the facility where you will go for the procedure and the price tag may initially seem shocking. But, when you consider the effect that surgery will have on your quality of life then the cost might not seem quite so bad.
In addition to the direct cost of surgery there are also a number of indirect costs. Having to miss work, additional child care, post hospital recovery time, ongoing nutritional guidance and counseling for underlying emotional issues are just a few of the indirect costs that may be involved. After you have added everything up the cost could quite easily reach, or even exceed, $25,000.
Following surgery you may well need considerable counseling, both nutritional and emotional, and this can be expensive. You may also need to meet the cost of taking perhaps quite a bit of time off work. It is the additional fees that can lead you over the financial abyss. And it is these extra costs which are frequently not covered by your insurer, or have a limit placed upon the insurer’s liability. You new post surgery diet might also prove to be a little bit more expensive that you pre-surgery low cost processed food diet.
All being well you will find that your insurance plan will cover the cost of lap banding. Providing your primary health care physician is of the opinion that lap banding is necessary for you health your insurer is likely to meet at least some of the cost involved. You will of course have to speak to your insurance company to establish just what they will and will not pay for. Different plans provide different levels of cover so please do not assume your insurer will pay just because you have an insurance policy.
You must take your time and come up with a plan before embarking on lap banding. You plan must clearly include your doctor and your insurance company, as well as other members of you immediate and extended family. By planning well in advance the extreme costs of this type of surgery can be confronted and dealt with in a timely manner and with a reasonable financial plan. Undergoing lap band surgery represents an investment in your health but, like any investment, you need to think about it carefully before committing yourself.